Financing & Loans for lots, Land and Homes |

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Real Estate Financing & Loans

  • Lot loans?
  • Land loans?
  • Home construction loans?
  • Understand your options...
  • Finance your dream home
    or next project.

Buying Lots and Land is Different. So is the Financing..., the One Site for HomeSites, is the nation's premier marketing site for buyers and sellers of homesites. And just as the buying and selling of residential lots and land is different from the buying and selling of existing homes, so is the financing of such purchases. Whether you're buying finished lots, vacant land, a "Turnkey" lot with home to be built, or raw land for development, you'll want to understand the financing options available to you. provides resources to help you understand the distinctions between lot loans, land loans, home construction loans and purchase money loans for existing homes. Once you've found that perfect lot or parcel of land, let provide you with tools and resources for the critical step of financing the purchase. You'll be one step closer to your new home or next project.

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How to Get the Most Out of Your Lot & Land Search


Search Tips:

  • Customize your searches to get a list of potential properties that fit your needs. Use Quick Search at the top of most pages and on the Home page for a speedy search by city, state, zip or LotNetwork ID#. Want even more control? With Advanced Search you can fine-tune searches and filter results using county, keyword and other criteria.
  • Fewer properties will be returned when your search criteria are narrow. Consider broadening your search (most search criteria are optional) to receive a larger list of properties and then narrow down the list. That perfect property might be just outside your ideal criteria.
  • Focus on location first, and see how many results you get (zip code only, city/state only, etc.). Then narrow down by price, acreage and other criteria as you wish and re-run your search.
  • Use the Select Sort Criteria options above the search results to change the order of the property list.
  • Manage your Saved Searches, New Listing Alerts, Saved Favorites and more in the My LotNetwork area.
Search Tips

Saved Searches & New Listing Alerts:

  • Run your search and then click Save Search to run the same search again whenever you want.
  • Use New Listing Alerts to receive daily or weekly email alerts about new listings that match your Saved Search’s terms.
Save Searches

Saved Favorites:

  • Run your search and then check the box next to listings you want to keep an eye on. Click Save Favorites to track those listings in a folder you create. Get email alerts about changes in price or status.
Save Favorites

Turnkey Listings:

  • Look for “Turnkey Listings” among our Featured and Premium Listings – these are flagged to let you know that a builder is associated with the lot and is ready to build a finished, turnkey home that is just for you.

Articles About Financing & Loans


Construction, Lot and Land Loans: What Type of Loan Do You Need?

Buying land and building a new home can be an exciting experience, and if you plan to get financing you need to understand...

Land & Lot Loans: The Dirt on Financing Your Property Purchase

In our first article in this series we help you decide between loan types, and whether your situation means...

Home Construction Loans: Financing Your Home from the Ground Up

Home construction loans help you get from a vacant lot…into your dream home. So if you’re...

Why do Banks Treat Lot and Land Loans Differently?

From a borrower's perspective, it often is more difficult to get lot and land loans than it is for the same borrower...

8 Tips for Buying Lots and Land for a New Home

So you've decided you want to build your next home from the ground up. We've got eight "must-dos" before you buy that...

Finding the Right Business Partner to Improve Your Game in Real Estate, Home Building and Development

Most people in real estate and home building will consider at some point whether to team with a business partner. Let's...

7 Land Buying Nightmares to Avoid

Whether you're buying a lot or land either as an investment or if you want a site to build your new home, you know that...

Tips for Subdividing Land

Learn to evaluate the risks and rewards of subdividing land into residential lots. In this first of three articles on the subject...

Go to the blog for even more resources!

Resources & Tools

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